11 Registered Cooperative Plans
Our Savings & Investment Plans
Transparent, high-yield deposit and savings schemes backed by official Rajasthan cooperative governance. Grow your family wealth with zero hidden penalties.
Fixed Deposits Up to 8.50% p.a.Zero Penalty on Standard FD Premature ExitMonthly Recurring from ₹500/moGovt Reg: COOP/2025/JAIPUR/COS/500235
DISHA Cooperative
Top Fixed Deposit Rate
8.50% p.a.
For Senior Citizens (₹1 Lakh+)
Monthly RD Returns
7.00% - 8.50%
Start with just ₹500/month
Standard FD Assurance
Zero Penalty
Full rate retained on premature exit
Guaranteed Capital Security
Fixed Deposit (FD) Schemes
Lock in premium interest rates with safe returns for 1-year and 2-year periods. Special rates for Senior Citizens.
Fixed Deposits (FD)7.50% - 7.75% (No Penalty)
Disha Fixed Deposit (FD)
Tenure OptionsMin: ₹5,000
1 Year
7.50%
2 Years
7.75%
Guaranteed rates: 1 Year (7.50%) and 2 Years (7.75%)
Special Benefit: Interest rate is NOT reduced even if broken before maturity!
Start investing with just ₹5,000
Terms: Interest rate will not be reduced if the FD is broken before maturity.Protected
Fixed Deposits (FD)7.75% - 8.00% (No Penalty)
Disha Fixed Deposit - Sr. Citizen
Tenure OptionsMin: ₹5,000
1 Year
7.75%
2 Years
8.00%
Special senior citizen rates: 1 Year (7.75%) and 2 Years (8.00%)
Special Benefit: Zero penalty on premature closure
Safe quarterly or maturity payout
Terms: Interest rate will not be reduced if the FD is broken before maturity.Protected
Fixed Deposits (FD)8.00% - 8.25% High Yield
Disha Fixed Deposit - Start from 1 Lakh
Tenure OptionsMin: ₹1,00,000
1 Year
8.00%
2 Years
8.25%
Premium returns for deposits of ₹1,00,000 and above
1 Year: 8.00% p.a. | 2 Years: 8.25% p.a.
Premature withdrawal settled at base saving rate 3.50%
Terms: Interest rate will be reduced to 3.50% if the FD is broken before maturity.Protected
Fixed Deposits (FD)Highest Return 8.50% p.a.
Disha Fixed Deposit - 1 Lakh+ (Sr. Citizen)
Tenure OptionsMin: ₹1,00,000
1 Year
8.25%
2 Years
8.50%
Maximum return tier: 1 Year (8.25%) | 2 Years (8.50% p.a.)
Designed for retired women, pensioners, and senior members
Higher monthly pension cashflow option available
Terms: Interest rate will be reduced to 3.50% if the FD is broken before maturity.Protected
Disciplined Monthly Wealth Accumulation
Monthly Recurring Deposit (RD) Plans
Deposit a fixed small installment every month from ₹500 and accumulate a lump-sum corpus with quarterly compounding.
Top Return in Jaipur
Recurring Deposits (RD)Up to 8.00% p.a.
Disha Monthly Recurring (RD)
Tenure OptionsMin: ₹500 / month
1 Year
7.00%
2 Years
7.50%
3 Years
8.00%
Flexible tenures of 1 Year (7.00%), 2 Years (7.50%), and 3 Years (8.00%)
Start with small monthly deposits from ₹500
6-month lock-in period
Terms: Min. deposit: ₹500 monthly. Lock-in 6 months. After 6 months investment, premature withdrawal interest reduced to 3.50%.Protected
Top Return in Jaipur
Recurring Deposits (RD)Top Rate 8.50% p.a.
Disha Monthly Recurring - Sr. Citizen
Tenure OptionsMin: ₹500 / month
1 Year
7.50%
2 Years
8.00%
3 Years
8.50%
Exclusive +0.50% bonus rate for Senior Citizens (60+ years)
High yield: 1 Yr (7.50%), 2 Yrs (8.00%), 3 Yrs (8.50%)
Direct monthly interest or maturity compound options
Terms: Min. deposit: ₹500 monthly. Lock-in 6 months. After 6 months investment, premature withdrawal interest reduced to 3.50%.Protected
Everyday Household Savings
Disha Savings Accounts
Flexible daily savings options providing 3.50% to 4.50% interest, well above regular commercial bank basic rates.
Disha Savings Accounts3.50% p.a. Flexible
Disha Voluntary Saving
Annual Guaranteed Return
3.50%p.a.
Min. Amount
₹100
Anytime deposit and withdrawal flexibility
Calculated interest on daily/monthly balance
Ideal for day-to-day household savings
Terms: Minimum balance ₹100 required. Flexible deposit and withdrawal with no lock-in or maturity date.Protected
Disha Savings Accounts4.50% p.a. Disciplined
Disha Compulsory Saving
Annual Guaranteed Return
4.50%p.a.
Min. Amount
₹300
Higher 4.50% interest rate to build emergency reserves
Encourages disciplined long-term saving habit
Withdrawals allowed up to twice per year
Terms: Minimum balance ₹600. Withdrawals permitted up to 2 times a year. A minimum period of 6 months must be completed after previous withdrawal.Protected
11 Registered Cooperative Plans
Our Savings & Investment Plans
Registered under: COOP/2025/JAIPUR/COS/500235
Standard FDs (₹5k+) carry zero penalty on premature exit. Governed by Rajasthan Cooperative Societies Act.
Branch Support: +91 63763 49261
Interactive Yield Simulator
Calculate Your Plan Returns Now
Adjust your deposit amount and see immediate maturity values with quarterly compounding.
₹50,000
Senior Citizen Advantage (+0.25% to +0.50%)
For cooperative members aged 60+ years
Cooperative Safety: Capital backed under Rajasthan Cooperative Societies bylaws with no reduction penalty on standard premature exits.
Contracted ROI Rate7.5% p.a.
Quarterly CompoundedTotal Maturity Payout
₹53,857
+₹3,857 Guaranteed Profit
Principal: ₹50,000Gain: ₹3,857
Deposit Period:1 Year (12 Months)
Compounding Frequency:Every 90 Days (Quarterly)
Capital Safety:100% Cooperative Guaranteed
Rajasthan Cooperative Registration: COOP/2025/JAIPUR/COS/500235
Want Help Choosing the Best Deposit Plan?
Our cooperative advisory team at Sector 2, Jawahar Nagar, Jaipur will guide you to pick the right tenure and deposit scheme tailored to your goals.
Sector 2, Jawahar Nagar, Jaipur • Save Today, Secure Tomorrow