Reg: COOP/2025/JAIPUR/COS/500235
Rajasthan Cooperative Reg. No. COOP/2025/JAIPUR/COS/500235

High-Yield Fixed Deposits up to 8.50% p.a.

DISHA WOMEN MULTIPURPOSE • Cooperative Society Limited • Jaipur

Lock in guaranteed, transparent returns with special high rates for Senior Citizens and zero exit penalties on standard terms.

COOP/2025/JAIPUR/COS/500235Zero Penalty₹10 Membership
Jaipur Women Reviewing Fixed Deposit and Savings Certificates
COOP/2025/JAIPUR/COS/500235
★ Up to 8.50%
8.50%
Top FD Yield
₹10 Lakhs
Max Loan Limit
₹10 Only
Nominal Joining Fee
Helpline: +91 63763 49261Jaipur Branch
8.50%
Top FD Yield
₹10 + ₹100
Official Membership Fee
₹10 Lakhs
Max Loan Limit
100% Safe
Govt Reg. 500235
Govt Registered & Regulated

Why Jaipur Families Trust DISHA Cooperative

Built on 100% transparency, community-first values, and Rajasthan statutory cooperative bylaws.

Reg: COOP/2025/JAIPUR/COS/500235

100% Capital Safety & Statutory Governance

Registered & Audited under Rajasthan Cooperative Dept

Authorized and registered under the Rajasthan Cooperative Societies Act. Every deposit and transaction is strictly governed by approved society bylaws, regular committee audits, and transparent financial reporting.

Sector 2, Jawahar Nagar Branch, Jaipur
Read Governance Details
Up to 8.50% p.a.

High-Yield Guaranteed Returns

Earn up to 8.50% p.a. with Zero Exit Penalty

Earn maximum returns on Monthly Recurring and Fixed Deposits. Standard FD holders retain their full contracted rate even during emergency premature withdrawals.

Compounded AdvantageExplore Plans
Women-Led

Women Leadership & Micro-Credit

Empowering Households & Micro-Enterprises

Fostering financial self-reliance, entrepreneurship, and micro-savings for women and families across Jaipur with accessible loans up to ₹10 Lakhs.

Sanctions up to ₹10LMember Loans
₹10 Membership + ₹100 Share

Democratic Ownership & Surplus Sharing

Equal Shareholder Rights • 1 Member = 1 Vote

Join with a nominal ₹10 membership and ₹100 share capital to become an equal co-owner. Every member enjoys equal voting rights and participates in society dividends.

Equal Shareholder Rights • 1 Member = 1 Vote
Apply for Membership @ ₹10
Our Cooperative Offerings

4 Pillars of Member Financial Growth

Explore our range of savings, deposits, and credit solutions designed for women and families.

Explore All 11 Plans
Disha Savings Accounts4.50% p.a. Disciplined

Disha Compulsory Saving

Annual Guaranteed Return
4.50%p.a.
Min. Amount
₹300
Higher 4.50% interest rate to build emergency reserves
Encourages disciplined long-term saving habit
Withdrawals allowed up to twice per year
Terms: Minimum balance ₹600. Withdrawals permitted up to 2 times a year. A minimum period of 6 months must be completed after previous withdrawal.Protected
Top Return in Jaipur
Recurring Deposits (RD)Up to 8.00% p.a.

Disha Monthly Recurring (RD)

Tenure OptionsMin: ₹500 / month
1 Year
7.00%
2 Years
7.50%
3 Years
8.00%
Flexible tenures of 1 Year (7.00%), 2 Years (7.50%), and 3 Years (8.00%)
Start with small monthly deposits from ₹500
6-month lock-in period
Terms: Min. deposit: ₹500 monthly. Lock-in 6 months. After 6 months investment, premature withdrawal interest reduced to 3.50%.Protected
Top Return in Jaipur
Recurring Deposits (RD)Top Rate 8.50% p.a.

Disha Monthly Recurring - Sr. Citizen

Tenure OptionsMin: ₹500 / month
1 Year
7.50%
2 Years
8.00%
3 Years
8.50%
Exclusive +0.50% bonus rate for Senior Citizens (60+ years)
High yield: 1 Yr (7.50%), 2 Yrs (8.00%), 3 Yrs (8.50%)
Direct monthly interest or maturity compound options
Terms: Min. deposit: ₹500 monthly. Lock-in 6 months. After 6 months investment, premature withdrawal interest reduced to 3.50%.Protected
Fixed Deposits (FD)7.50% - 7.75% (No Penalty)

Disha Fixed Deposit (FD)

Tenure OptionsMin: ₹5,000
1 Year
7.50%
2 Years
7.75%
Guaranteed rates: 1 Year (7.50%) and 2 Years (7.75%)
Special Benefit: Interest rate is NOT reduced even if broken before maturity!
Start investing with just ₹5,000
Terms: Interest rate will not be reduced if the FD is broken before maturity.Protected
Fixed Deposits (FD)7.75% - 8.00% (No Penalty)

Disha Fixed Deposit - Sr. Citizen

Tenure OptionsMin: ₹5,000
1 Year
7.75%
2 Years
8.00%
Special senior citizen rates: 1 Year (7.75%) and 2 Years (8.00%)
Special Benefit: Zero penalty on premature closure
Safe quarterly or maturity payout
Terms: Interest rate will not be reduced if the FD is broken before maturity.Protected
Fixed Deposits (FD)8.00% - 8.25% High Yield

Disha Fixed Deposit - Start from 1 Lakh

Tenure OptionsMin: ₹1,00,000
1 Year
8.00%
2 Years
8.25%
Premium returns for deposits of ₹1,00,000 and above
1 Year: 8.00% p.a. | 2 Years: 8.25% p.a.
Premature withdrawal settled at base saving rate 3.50%
Terms: Interest rate will be reduced to 3.50% if the FD is broken before maturity.Protected
Interactive Financial Simulator

Calculate Your Deposit Returns & Loan EMI

See your exact maturity values and monthly payments with real-time mathematical precision.

50,000
Senior Citizen Advantage (+0.25% to +0.50%)
For cooperative members aged 60+ years
Cooperative Safety: Capital backed under Rajasthan Cooperative Societies bylaws with no reduction penalty on standard premature exits.
Contracted ROI Rate7.5% p.a.
Quarterly Compounded
Total Maturity Payout
53,857
+₹3,857 Guaranteed Profit
Principal: ₹50,000Gain: ₹3,857
Deposit Period:1 Year (12 Months)
Compounding Frequency:Every 90 Days (Quarterly)
Capital Safety:100% Cooperative Guaranteed
Proceed to Open FD Account
Our Cooperative Offerings

4 Pillars of Member Financial Growth

Explore our range of savings, deposits, and credit solutions designed for women and families.

High YieldUp to 8.50% p.a.

Fixed Deposits (FD)

1-year & 2-year safe deposit tenures. Higher returns for senior citizens and zero exit penalties.

Monthly Savings7.00% – 8.50% p.a.

Recurring Deposits (RD)

Start saving small monthly installments from ₹500/month with quarterly compound interest growth.

High Liquidity3.50% – 4.50% p.a.

Disha Savings Accounts

Voluntary daily savings (3.50%) & Compulsory long-term wealth accounts (4.50%) with passbooks.

Credit Facility24% Reducing p.a.

Member Credit Loans

Accessible personal and enterprise loans up to ₹10 Lakhs calculated strictly on reducing balance.

Our Mission

Our Vision

DISHA WOMEN MULTIPURPOSE Cooperative Society Limited • Jaipur

Empower women through financial literacy, skill development, entrepreneurship, and access to reliable financial services.

Democratic one-member, one-vote cooperative governance
Direct financial literacy and micro-business guidance
Nomination and complete transparency under Rajasthan Cooperative Bylaws
Zero hidden penalties on standard Fixed Deposit accounts
DISHA Society Logo
Official Statutory Governance
Rajasthan Co-operative Department
Registered Legal Name:DISHA WOMEN MULTIPURPOSE COOPERATIVE SOCIETY LIMITED
Registration Number:COOP/2025/JAIPUR/COS/500235
Headquarters:Sector 2, Jawahar Nagar, Jaipur, Rajasthan 302004
Office Address:Flat Number-50, Mama ki Hotel Road, Sector 2, Jawahar Nagar, Jaipur - 302004 (Rajasthan)
Member Stories & Reviews

Empowering Over Hundreds of Members in Jaipur

Real experiences from local women, entrepreneurs, and families growing their financial stability.

★★★★★
Disha Fixed Deposit

Opening an FD with Disha Cooperative was smooth. Getting 8.00% return with complete peace of mind and knowing that my money is empowering local women makes me proud.

SS
Sunita SharmaVerified
Member since 2025 • Jawahar Nagar, Jaipur
★★★★★
Disha RD - Senior Citizen

As a senior citizen, getting 8.50% on my recurring savings is the best rate in Jaipur. The cooperative staff and advisory team are very helpful and explain everything transparently.

KD
Kamla DeviVerified
Senior Citizen Member • Sector 2, Jaipur
★★★★★
Disha Member Loan

I took a member loan of ₹1,50,000 for my boutique business. The reducing interest rate made my monthly EMI very manageable compared to private lenders.

PV
Pooja VermaVerified
Small Enterprise Member • Jaipur
Clear & Transparent Answers

Frequently Asked Questions

Everything you need to know about our cooperative rules, interest payouts, and membership benefits.

Have Additional Questions?
Sector 2, Jawahar Nagar, Jaipur

Our cooperative advisory desk at Sector 2, Jawahar Nagar, Jaipur is ready to help you.

DISHA Women Multipurpose Cooperative Society Limited is an officially registered cooperative society under Registration Number COOP/2025/JAIPUR/COS/500235 in Jaipur, Rajasthan. It is committed to fostering financial security, women empowerment, disciplined savings, and member lending with attractive interest rates.

Rajasthan Cooperative Registration: COOP/2025/JAIPUR/COS/500235

Start Your Safe Savings Journey with DISHA Cooperative

Join hands with our trusted cooperative community in Jaipur. Open your account today with a nominal ₹10 membership fee and unlock high yields.

₹10 Membership + ₹100 Share100% Capital Safety & AuditUp to 8.50% Return
Sector 2, Jawahar Nagar, Jaipur • Save Today, Secure Tomorrow
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